Commonwealth Bank Qantas Frequent Flyer Promotion - @wildstone: i've been sitting on 561 for a long time now. Possibly considering that i cleaned up westpac. The handiest card i've been knocked again for was the amex 100k factors, however changed into accredited for nab and woolies soon after. I reckon* all lenders have their own standards, and credit score score is considered in a different way with the aid of each. * Now not a health practitioner.
Tbh i found the report to be… meaningless and changed into quite disenchanted. I suggest, inside the past three years i've gotten a loan, few years later refinanced that loan (for a higher deal), and opened 6-7 credit score playing cards. That's a first rate quantity of interest and so i predicted a variety of info… as an alternative the record become quite empty. And from that i think that any organization that places a variety of emphasis on the record is silly. Based totally on my document it looks as if im determined for credit (therefore regular applications) .. Rather i'm financially savvy, use ccs to keep cash and make money, in no way missed a bill in my existence and have paid my last balance off in full each month for the closing decade.
Still seeking to training session if i convert the cba factors to qff or get a $550 flight centre voucher… saving for 2nd buisness rtw ticket, so 40k points could be a terrific bite into subsequent price ticket. But $550 at flight centre i suppose has better brief time period value.
Hmm… so approximately $250 really worth for a success on your credit score document. May i recognise people who continuously took up these praise offers, what number of credit score enquiries have you had in a 12 months and the way does it effect your credit score document?.
Spend for your credit card account includes eligible purchases most effective (stability transfers, bills to the australian taxation workplace [effective 2 november 2015] until made using a business awards card, coins advances, and bpay transactions are excluded) – seek advice from the commonwealth awards programs phrases and situations for all of the information.